Oregon couple loses uninsured motorhome and all their possessions in RV fire

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    Oregon couple loses uninsured motorhome and all their possessions in RV fire
    La Pine Rural Fire Protection District

    A La Pine, Oregon, couple lost their motorhome and all their possessions after a fire that broke out in the engine compartment destroyed the RV, which was not insured, reports KTVZ News.

    The American Red Cross and others are assisting the couple after the fire Saturday night at the Wickiup Junction gas station, located at Burgess Road and Highway 97, officials said.


    A La Pine Rural Fire Protection District engine crew and a duty officer responded around 8:20 p.m. to the reported fire at the gas station, Captain Fred Franklin said. Crews arrived to find the RV in the parking area fully ablaze and fire extending to nearby trees and a wooden fence, Franklin said. Crews quickly put out the fire, then spent nearly 90 minutes overhauling the smoldering remains.

    The couple said they bought the motorhome in July but had been having trouble keeping it running, Franklin said. They were previously staying in it parked at Gordy’s Truck Stop in La Pine but recently had it towed to Wickiup Junction, where they had been working to repair the vehicle.

    They had been trying to get the motorhome started when the fire broke out in the engine compartment and extended to the passenger area, Franklin said. The owners and a gas station worker tried to put out the flames with several fire extinguishers but were unsuccessful.

    No one was injured but the owners said the motorhome wasn’t insured and all of their belongings were inside. They had no other available housing.

    Deschutes County sheriff’s deputies assisted the couple to the Calvary Chapel Warming Center.

    The American Red Cross said disaster responders provided resources to help address their immediate basic needs such as temporary housing, food, clothing, comfort kits with toiletry items, information about recovery services, and health and mental health services.

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    don

    We carry so much insurance.

    If our rig burned up right now, we have a 250$ deductible, on an agreed value policy, liability 1 Mill Combined Single Limit Full Coverage + Full Timers + 20K personal effects replacement cost + storage replacement cost. Progressive Agent. 2000.00 Yr 2 drivers.

    2 Mill umbrella 100$ deductible. Geico Direct 200$ yr 2 drivers.

    500K CSL on the Tow Vehicle Full Coverage 500$ deductible Cash Value. Geico Direct 850$ yr 2 drivers.

    And honestly, I still worry we dont have enough.

    If the rig was cheap enough to begin with and they could afford to replace everything then insurance would be a waste. If they could not afford to then insurance would have been good.

    Problem with the older rigs is unless its on a replacement cost or agreed value then sometimes insurance would be a waste. You aren’t going to pay 2000$ yr for a trailer they would give you cash value of 500$ for if it were totaled.

    However a full timers policy would have covered their out of pocket room and board expenses and paid for trip interruption services. rental car ect..

    But rig replacement would be cash value only, depreciated Im sure.

    Hope they get back on their feet. Good luck to them.

    Jeffrey Torsrud

    NO INSURANCE FOR 5 Months???? WOW!

    I could say that is playing with FIRE, but it already burned down!

    Hope they didn’t have a Loan on it!