RV Daily Tips Newsletter Issue 1225

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Wednesday, December 4, 2019
Welcome to another edition of RV Travel’s Daily Tips newsletter. Here you’ll find helpful RV-related and living tips from the pros, travel advice, a handy website of the day, tips on our favorite RVing-related products and, of course, a good laugh. Thanks for joining us. We appreciate you. Please tell your friends about us.

If you will do some of your holiday shopping at Amazon, please consider doing so through our affiliate program. The modest commissions from your purchases help us pay our bills (and you don’t pay any extra). Click here to browse or shop.



Today’s thought

“Be careful about reading health books. Some fine day you’ll die of a misprint.”
― Markus Herz (sometimes attributed to Mark Twain)

Need an excuse to celebrate? Today is National Sock Day! (*These socks are on our Christmas list this year.)



Tip of the Day

Full-timers and health insurance

Insurance affordability is in the eye of the beholder, but there are many companies that will provide varying levels of health insurance for a monthly or semi-annual fee. The obvious point here is even a short hospitalization can produce tens of thousands of dollars in costs, and an office or urgent care visit with the attending tests can run into several thousands.

If you set out on the full-time lifestyle without health insurance, you are betting everything you have that neither of you will become seriously ill. It’s a crapshoot, my friends. I cannot in good conscience recommend this lifestyle to you without your having adequate health insurance coverage. Here is an insurance broker that works with RVers to find the best and most affordable coverage: RVer Insurance Exchange.

From So, you want to be an RVer? And Enjoy the RV Lifestyle? [Revised]. Available on Amazon.com.

Do you have a tip? Submit it here.


How to deal with unwanted noise

In this day and age of RV parks with tightly packed campsites, unwanted noise can be irritating or, even worse, keep you awake at night. Here from RVtravel.com editor Chuck Woodbury are a few ways to get rid of unwanted noise or at least mask it. Read more.



Reader poll


Helpful resources

NATIONAL TRAFFIC AND ROAD CLOSURE INFORMATION.
ROAD AND TRAFFIC CONDITIONS ACROSS THE NATION.
WEATHER ALERTS FROM THE NATIONAL WEATHER SERVICE.
CURRENT WILDFIRE REPORT.
LATEST RV RECALLS.

Did you buy a lemon RV? Here’s more about RV lemons and lawyers who will represent you if you need help.


GREAT HOLIDAY GIFT
The only tool you’ll need – perfect for a stocking stuffer!
RV Travel Newsletter Issue 872

This multifunctional tool is seven-in-one! This heavy-duty pen tool features a handy tablet or smartphone stylus, a sturdy screwdriver, a bubble level, a universal inch/cm ruler and a handy Phillips screwdriver flathead bit, and it’s only the size of a pen! Perfect for any weekend project, and it makes a great stocking stuffer. Learn more or order.


Quick Tip

Look ahead for trouble

Take a tip from Kevin Moore: If somewhere looks too small to drive through or park in it probably is. I’ve rolled the dice before and it always comes up snake eyes.

From RV Living Full Time: 100+ Amazing Tips, Secrets, Hacks & Resources to Motorhome Living Available on Amazon.com.


Random RV Thought

An RV stored at home can come in handy as a guest bedroom for visitors. Do any of you have your guests stay in your RV?


Don’t take a break on your brakes!
RV Travel Newsletter Issue 911Every RVer needs one of these!
Wonder what it would be like to have your brakes go out while you’re going down a long, steep grade? You might find out if your brake fluid is moisture-contaminated. Water in brake fluid boils and can wipe out your braking ability! Buy yourself a brake-fluid tester for less than $10 that warns you if there’s too much water in your fluid. Simply dip the tester into your rig’s brake fluid and you’ll be able to see where you stand. Learn more or order.


Website of the day

Project Gutenberg
More than 60,000 free eBooks. These books are free in the U.S. because their copyright has expired. Happy reading!


Popular articles you may have missed at RVtravel.com

• Setting tire pressure on cold days?
• Explore the Southwestern deserts – but don’t try to see everything.
• The campground of your dreams? No way!
#875-1


Camco vent insulator keeps you warm and cool!RV Travel Newsletter Issue 909
Is your RV too cold in the winter? Too hot in the summer? Camco’s vent insulator and skylight cover features a thick layer of foam which helps stop heat transfer, keeping you warmer in the winter and cooler in the summer. Installation is easy. The insulator is designed to fit standard 14″x14″ RV vents. Learn more or order here.


Trivia

Horses can’t vomit.


Leave here with a laugh

Tongue Twister: Say “Toy Boat” five times fast. Then, get everyone else you know to say it out loud too! You’ll be laughing hard, we promise.

Today’s Daily Deals at Amazon.com
Best-selling RV products and Accessories at Amazon.com
. UPDATED HOURLY!


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Check out our Facebook Groups: RV Horror Stories • RV Advice • RV Electricity • RV Parks with Storm Shelters • RV Buying AdviceNorthwest RV CampingSouthwest RV Camping • RV Crashes and DisastersNEW Free Campgrounds


Did you miss the latest RV Travel Newsletter? If so, read it here.
Oh, and if you missed the latest Sunday news for RVers, make sure to catch up here.


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RV Daily Tips Staff

Editor and Publisher: Chuck Woodbury. Managing editor: Emily Woodbury. Senior editor: Diane McGovern. Marketing director: Jessica Sarvis. Financial affairs director: Gail Meyring. IT wrangler: Kim Christiansen.

This website utilizes some advertising services. As an Amazon Associate, we earn from qualifying purchases. Regardless of this potential revenue, unless stated otherwise, we only recommend products or services we believe provide value to our readers.

Everything in this newsletter is true to the best of our knowledge. But we occasionally get something wrong. We’re just human! So don’t go spending $10,000 on something we said was good simply because we said so, or fixing something according to what we suggested (check with your own technician first). Maybe we made a mistake. Tips and/or comments in this newsletter are those of the authors and may not reflect the views of RVtravel.com or this newsletter.

Mail us at 9792 Edmonds Way, #265, Edmonds, WA 98020.

This newsletter is copyright 2019 by RVtravel.com

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Connie

Guests in the RV: YES! Not much, but the Grands have stayed out there…. they love it! Like their own little apartment for a few nights. No mom or dad, no grandma.

(But also no electricity or water. They SLEEP out there … PERIOD.)

jillie

I guess you could say adopted first. But not sure if biologically I am oldest or an only.

Bobkat3080

Your survey is formatted in the past tense. I was an only child until the next was born, but I am still, and will always be, the oldest child.

Snayte

I am a middle child but my mom’s youngest. While growing up I lived a youngest sibling, then as an only child for a while, then as middle child.

TravelingMan

Tip of the Day
Full-timers and health insurance…

I don’t recommend this to just anyone. You will need to consider your financial position. But for some, these alternatives will be a possible solution if you do not have insurance…

Consider:

1) http://www.MDSave.com – These are pre-negotiated cash prices for select procedures. It’s one of my favorites. As an example, our son needed to have an MRI completed a couple of years ago. We scheduled the appointment. A few days later we received a call prior to the appointment to let us know the charge. AFTER applying insurance (and a decent policy I might add), we were going to have to pay $1,800. This was because we were in January. It’s the beginning of the year so all deductibles had not been met yet. After a lively debate on the phone and threatening to move to another center, they offered the alternative of a cash pay. IF I paid cash (not using MDSave.com), then my out of pocket expense was just $280. So IF I DON’T use insurance, I pay $280 instead of with insurance of $1,800. We went ahead and paid cash but this was not the end of the story. Afterwards, I talked with a family member about paying cash. This family member works in a hospital medical billing department…They suggested that I should have used MDSave.com. I knew nothing about this until then. You see, I paid $280 and still thought that was a good deal. And by rights, many would. BUT, MDSave included the preferred doctor fee, the MRI, the MRI reading by another doctor and the post follow up with the preferred doctor. In all, I not only spent $280 for the MRI, but the total bill still came out to around $600. I could have just paid the $280 and had it all.

2) http://www.Blinkhealth.com – Prescription discounts.

3) http://www.GoodRX.com – Prescription discounts. I use this one a lot. It has saved a ton of money.

4) Walmart – They have a lot of generics and you can often get out for less than $4 per prescription.

5) Pharmacy Discount programs – I needed a prescription refill…We were in Wyoming at the time. This pharmacy did not accept Blink or GoodRX but instead had their own program. IT WAS BETTER than the former! I normally paid $10 for a particular prescription. I got them for $2 instead. Not only that, but in Wyoming, I was able to get a 6 month supply instead of the 3 month supply from the home state.

6) ALWAYS, ALWAYS, ask for a cash pay when going to the doctor. MOST will have some kind of program for a discount. Our in particular offered a 30% discount. They stated that they could offer this because insurance takes months and mounds of paperwork to collect.

7) Hospitals are notorious for the unexpected. Hopefully, with the new laws coming into affect, disclosure may help cover some of that ridiculous fee. My personal experience with hospitals is that it is not the doctor or any other support. It’s ALWAYS been the hospital fees. Who pays $90 for a box of Kleenex that was never used in the room? (I have a bill to demonstrate this). When I challenged this, the hospital stated that is was to cover for those that did not have insurance. WHY SHOULD I BE PENALIZED FOR THAT? ALWAYS, ALWAYS, scrutinize your bill. Get a formal itemized statement whether you are using insurance or not. Hospitals will negotiate if you try. They will certainly remove items not actually used.

8) Consider any required non-emergency and some emergency services in another country. I have a friend that needed a particular surgery. In the States, he was quoted over $40,000. His wife was from Brazil. The surgery was not an emergency. They opted for the surgery in Brazil and had it completed for less than $8,000 (using insurance). I wonder what the cost would have been for cash? This also applies to Dental and Eye Care. The bottom line is that the US is not the only alternative. IN his case, he also got a free vacation in Brazil for a month even after paying air fare.

9) Use Teledoc services – They can provide services over the phone at reduced rates (and most of the time, they are a lot quicker. They can dispense medications right to your pharmaceutical choices (don’t forget to try GoodRX and BlinkHealth).

It’s just an observation and only you can decide for yourself what is right. But consider the above alternatives. Insurance took off big in the 1960’s. Before that, everyone paid cash and even factoring in inflation, the prices were substantially less. Some might say that is because the advancements in medicine have changed. I don’t really believe that. If we had insurance ONLY for catastrophic cases (say over $10,000 or even more – just like deductibles), then, I strongly contend that we would all be paying a lot less for medical coverage.

Just a suggestion….

Ronald Payne

Toy boat, how about shopper city five times fast…….

Alvin

Probably the most important, and most neglected topic discussed today. Travel insurance.

I cannot stress the life changing importance of it.

We’re not full timers but the same applies whether you’re full time or not. You get sick on the road the hospital and payee doesn’t care much about how long you have been on the road or if you are fulltime.
Here’s my readers digest story of what happened to us this summer.

My lady started hemorrhaging vaginally and badly totally unexpected – no previous signs or problem in this area (she’s 70). I took her into the hospital in the nearby small town (Reedsport -totally wonderful care there) where they stabilized her as best they could. An ambulance was at the door within minutes to rush her to Eugene/Springfield OR, to Peace Hospital, where she underwent emergency surgery early the following day. I learned later she had lost half her blood and was very close to leaving me.
Everything worked out fine and in ten days (Sept 12) after the main event we were on our way home to Canada – not a great conclusion to a long summer of travel in the Pacific Northwest.

But the best is to come. We have always bought the proper travel insurance, followed all the rules, answered all the questions truthfully (very important) had regular checkups, been OK’ed to travel by our doc and so on.
Long story short, the provider has as of the end of November paid all the bills. ALL of them. We will never know the real total, but have found that in our system (Canada) if the same treatment had been administered north of 49, the bill would have been somewhere in the vicinity of $500,000.00. Read that one half million dollars. (((Warning my American friends do not travel to Canada without proper insurance. Contrary to what the common narrative is on this topic – CANADA’s health care is not free and never will be, nothing is FREE! Investigate please.)))

Check tires pressures, buy wise your RV, change the oil, make it rodent free etc, but never leave the driveway until you’ve searched out the BEST, NEVER EVER the cheapest, travel health care coverage you can find, and TRUST.

Many people don’t and every year a few more will have taken their last RV trip because they will have been cleaned out by a system (Canada and the USA) that does not show compassion for those who do not prepare well.

Goldie

Our coach is parked at the house with hookups. When we have a house full, the guests get the house – we stay in the RV. It’s comfortable, much quieter and we don’t have to worry about anyone flushing an inappropriate item down the tanks!

Phil Atterbery

Good call on the multi function stylus. I discovered this great product about 3 years ago in a Menards Home Improvement store in Marquette MI. The price was several dollars less. Since then I have purchased three more so my wife & I always have one at hand. Could not write this reply without mine. The rubber tip & the magnet are replaceable. Good, good product.

Jim z

I am the oldest male but I am 3rd oldest of 9 siblings.

Linda P

Technically I am a middle child because I have a twin sister (who is 10 minutes older than me) and a younger sister. I did have all of the ‘symptoms’ of a middle child, though!

Tommy Molnar

Horses may not be able to vomit, but they sure make up for it at the other end!