Couple could face jail time for living in RV in their driveway

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A Mississippi couple whose home was partially gutted in a fire is facing fines, court costs and possible jail time for temporarily living in an RV while they dealt with their insurance company.

Pam Navari says she and her husband lived in an RV in their driveway as they fought their insurance company over the settlement claim for a Christmas Eve fire. The living arrangement was subsequently found to be in violation of their homeowners association code, WAPT-TV reported.

A copy of the letter, posted on Navari’s Facebook page, urges the family to “remove the temporary housing structure by Sept. 5, 2019, to avoid any penalties.”

There is more to the story which you can read here.

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Cactus Jack

HOA=the neighborhood nazis.

Years ago my grandfather bought a subdivision parcel with house from a friend he used to work with for I don’t know how many centuries (i.e. long time). At that time there were only a handful of houses there, sold only to friends of the owner (i.e. my grandfather’s friend). After a few years the subdivision grew, and the HOA reorganized itself several times without notifying “class 1” or “class 2” home owners. Class 1 owners being original purchasers (i.e. when the subdivision was originally created) and class 2 owners being subsequent owners. In the purchase documents the original HOA rules gave class 1 owners a lot of leeway that class 2 owners did not get. This is legal, really. And nothing wrong with it. And in those rules it gave class 1 owners exemption from ANY new rules or revisions, with the stipulation that if there was a conflict between the HOA and class 1 owners, the class 1 owners could file a petition with the county and the HOA to remove their property from the HOA jurisdiction. And yes, that IS completely legal, and a tremendous benefit for the friends of the guy that created the subdivision.

This became a huge benefit after I was in a serious accident & ended up living in my grandfather’s basement for a while (lost my job & apt. & you get the idea). The HOA came down on him claiming that he’s prohibited from renting out any part of his home without the HOA’s consent. Really? He told them what happened, and they didn’t care. He talked with the originating lawyer, who stepped in and slapped the HOA down. As it turned out there were a few other class 1 owners that were having problems with the HOA, and as it turned out there was enough class 1 owners still living there that they could file a group action (I forget the phrase) and have the HOA disbanded. A few months later the HOA did another election, and the entire HOA board was replaced. Turned out the HOA was turning over leadership without the required formal elections. As my grandfather said, they’re just a bunch of neighborhood nazis….

Nina Soltwedel

I was curious enough, after reading the article above, to do some Googling. Found this link and read a most interesting update: http://kingfish1935.blogspot.com/2019/11/the-rest-of-story-annandale-edition.html

Leonard Zuzchik

I lived in Fort Lauderdale, and for 14 years I kept my Class A diesel pusher in the driveway, with no complaints from the city. All the neighbors were ok with it, and we even lived for 17 days on generator when the entire area was without power, supplying lights at night, and ice to those less fortunate after a hurricane. Next door neighbor was selling, and listing realtor, called and wrote the city that it was hindering her possibility of a sale. City gave me 14 days to move or face a $500/day fine. I sold and moved, promising myself, that I won’t ever deal with a hoa, or city laws again that don’t give me the right to do what I want on my property.

Charles

We have only lived in one location where the covenants of the neighborhood would have prohibited our staying in the driveway like this. This was in Covington, Louisiana.

We were there during and post Hurricane Katrina. The neighborhood association waived these regulations after the storm. They also did the same during catastrophic damages such as these folks incurred. You have to wonder what goes on in the minds of those that actually use a tape measure to see how long your grass is.

Is appearance more important than a families plight? Get over it people!

Melvin

I would never live in any subdivision where I have someone telling me what I can do on my own damn property that I worked and paid for.

claire

I have heard of these home owner associations and their covenants though I have never been part of one. They knew the rules. Why didn’t they park at a campground? Perhaps a friend who doesn’t have these restrictions could accommodate them. They are being stubborn and could put this to rest quickly. Perhaps their covenants need some revisiting.

Bob

Please read the whole story available at this time. Although I’m on the homeowners side, they created the “jail” issue by not showing up in court. If they had, the court would have issued a freeze order to sort things out. Everyone must play by the rules.

rottenrollin

I understand HOAs.

But I’d never live with one.

Living near the in-laws is bad enough.

Kathi Parlier

OMG, that is ridiculous.. BUT HOA have rights and covenants and some are stupid… My sister lives in a subdivision that has HOA ,They said she could not park boat in grass…SO she went dug up the grass and had a load of gravel dumped there and parked the boat on the gravel….I would NEVER live where there is a HOA… I am thanful to live in the country….

Vanessa Simmons

What is a “ten”? Not very professional if you can’t spell tent. No playhouse? Does this mean no swing set? No outdoor porch swing? MOVE away from those idiots. I guess the gutted damaged house is ok to be sitting there? AAAARRRRGGGHHH

Loren

Years ago while looking for a house to buy we were offered some with a HOA, we refused to even look at them!

Tom Hhelmcamp

That is why I moved from the city to 10 acres in Sumter county Fl. A lot of people I know love associations until things like this happen. I feel like a Free America where we live now.

Zeus

Why the *** do people rent or buy a house that has hoa fees, stop paying into those corrupt businesses and find housing elsewhere, then with a little luck we should see these hoa’s slowly disappear, if people keep paying these fees the hoa’s will keep getting more controlling and greedy!!!

jillie

Wow talk about low of the lowest. I guess this is the times we live in. Live in the streets if you are displaced when you have a place to live in. I do know our township does have an ordinance on this one. But not sure the full details on it. I really wish them luck. I know people who live in condos and some of the associations are nasty people.

Marc Goldstone

Get a Lawyer and you should be able to beat this, that is if your RV isn’t a trailer. In other words a motorhome isn’t a building, nor is it a trailer or any other specifically prohibited living unit. The reality unfortunately is that the HOA is spending “others” money and can afford to take this to the Supreme Court while you will be using your limited resources to defend against the inevitable lawsuit(s). Surely by now your Insurance Co. has acted and you should be well underway rebuilding. Try negotiating with the HOA Board for a couple of months after the expected completion date for rebuilding to cover any delays or code enforcement issues.

Dave

All the more reason not to give any of your property rights to a bunch of power hungry idiots in a hoa.

Steve

Ahhh where is the explanation of possible jail time”?

Warren

We live in a community with an HOA and our vehicles are required to be in our garage overnight. There are residents that have pickup trucks that won’t fit in the garage because they are too long. They can get a waiver that is good for 1 year and is renewable for as long as they own the truck. I don’t see why this POA couldn’t provide a similar waiver to this family until the home is returned to a livable structure.

bull

Another great reason to have your own attorney present YOU at any real estate closing not just the closing attorney to fully explain to YOU what YOU are purchasing and agreeing to with that real estate purchase.

Sometimes the “Me Gotta Have” overcomes common sense when making a purchase. Not saying that was the situation here HOWEVER these folks do have a contractual agreement with the HOA that they have agreed to abide by. Yes this is an unusual situation. That still does not relieve you of your contractual obligations.

HOA neighborhood rules are established for the good of the whole and not the few.

Don’t Like em?

MOVE!

Bob Godfrey

Nothing like “neighbors helping neighbors” eh? I’ve owned condos and lived in a development with a HOA and have vowed to never, ever live in either of those again. Far too often folks with no experience get on the board and suddenly become dictators. No thanks.