Reader Kevin Parker sent us an email asking us to ask for your help. Here’s what he wrote:
“I got hit by a full-time RVer without insurance, driving a Class C motorhome. My insurance will cover all but several thousand dollars for my replacement (I have a truck and travel trailer, the accident totaled my 2017 Ford F250 truck). I feel sorry for the other guy. As far as I know, he has no place to go and my insurance company will pursue him ‘to the ends of the earth’ to recover their liability.
“I would be interested to know what your readers’ RV insurance coverages are? Like…
• What company and type of insurance?
• Minimum state requirements?
• Liability $50k or higher?
• Uninsured motorist coverage?
• Medical payments?
“If you’re a full-timer, do you have a backup if your rig is totaled? What would you do?” —Kevin
Can you help Kevin out? Leave a comment below and start a conversation. Any advice about RV insurance is welcomed. Thanks!