Do you have a pet insurance policy?

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As RVers, there’s a higher chance that Fido or Fifi might get hurt, eat something they shouldn’t, or explore somewhere dangerous than if they were sitting inside a traditional home all the time.

Do you have a pet insurance policy for your pet or pets? If so, are you glad that you have a policy or do you feel like you don’t need it? If you want to share the company you use, please do in the comments. It may help others out who are deciding which company to purchase insurance through.

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Rocky Grider
3 months ago

I purchased pet insurance for the 1st time a few years ago when I got a beautiful pure bred Golden Retriever. About a year later she was diagnosed with Lymphoma. We were able to get her expensive cancer treatment at Blue Pearl Partners. Healthy Paws paid 80% of $8500 in expenses. I think it gave us a few additional months with our sweet and beautiful girl. Our claims were paid quickly and without question. Based on the way Healthy Paws treated us, I recommend them to anyone that has a dog or cat whose breed has a history of cancer or joint problems. My previous Golden tore the cranial cruciate ligaments in both of her knees. After 2 TPLOs and water rehab we paid about $9500 out of pocket. That is why we purchased the pet insurance this time around.

Holly
3 months ago

I have Trupanion for medical, not routine check-ups or vaccinations. They are a very trustworthy company and only do pet insurance.

Helen O Priggemeier
3 months ago

I have used PetFirst insurance for several years.I insure both my furbabies and pay less than $100 a month combined. Premiums are based on your deductible and amount of coverage. They even continue to insure my 14 year old Toy Poodle. I have to pay upfront for services but PetFirst reimburses me, by mail, within 10 days. Consumer service is great. It is definitely affordable even though I am retired and on a fixed income. They are my babies and pet insurance gives me peace of mind.

Christine Gray
3 months ago

I used to have a pet insurance policy. At the time I had a Great Dane who had some health issues, and I was very glad to have the coverage. When it came time to renew, the cost had gone up significantly, to the extent that it no longer made financial sense.

Primo Rudy's Roadhouse
3 months ago

We do not have pet insurance. We currently have 11 dogs most of them over 8 years old. The cost is prohibitive. We have rescued many older dogs through the years often times they have developed major health issues. On a pet to pet basis, we have had to make decisions on whether to treat or euthanize. This is never an easy decision but one that we are willing to make. If we take the amount we have spent on veterinary bills and compare it to the cost of pet insurance, we have spent considerably less money on vets than we would have on insurance. Hey, it works for us.

Patsy Perkins
3 months ago

We have had PetBest for 10 years and have 4 Dalmatians. Some years it pays for itself and sometimes not, all mine are on some sort of medications and the insurance pays 80% off all meds for a life time. Roxy has had two TPLO surgeries on one that was $4200,00 each time. Carter has had stone and wobbler surgeries, Tiger and Rusty both have auto immune issues.
I tell everyone it’s like auto insurance, you hope you never have to use it, but it’s great to have.

Mary Masters
3 months ago

I have Embrace. I have used it numerous times and since I compete in Agility with my dog I also got it to cover things like chiropractic and massage. You can customize what you want it to cover and the percentage it will cover, as well as your deductible. I have been very happy with them. Yes, the cost does go up as the dog ages, but I believe that it’s fair.

Kern S
3 months ago

We have Healthy Paws pet insurance for a 2 1/2 year old Cavalier King Charles Spaniel. It’s less than $60/month but increases a little as the dog ages. It doesn’t cover routine office visits/shots. They also cover cats. The policy will reimburse 80% of costs for surgeries, X-rays etc. with an annual $200 deductible. There is a coverage initial waiting period and some pre-existing conditions aren’t covered. I’ve spent thousands on end of life care for a previous “little buddy” and this policy gives me peace of mind that I’ll be able to care for our present dog without basing decisions solely on cost.

Troy
3 months ago

I have pet insurance on both of our dogs. It seemed like a great idea back when it was only $50 a month each, but it’s gone up to $70ish a month each now and we have only used it once for one dog. If I had it to do all over again I would just save $50/mo for each dog. That way if I needed it I could just pay from my own money instead of making somebody else rich , plus if I didn’t need it then I would have a lot more money for myself.

Randy B
3 months ago

NO, but I wish we did. Never had a dog get cancer like our last adopted dog. It was a slow process over several months. Between meds, emergency visits, lab work and our love for him the pain one day became so terrible, 6:30 am we had him put down. In the end when we totaled up our cost over 5 months, we were shocked how much we spent. Next adopted pet we get will have insurance. My wife and I have had dogs our 46 years of marriage, this was the first time one with cancer.