Wednesday, November 29, 2023


Letter to the editor: Why it’s important to have a plan in case of a health scare


Dear editor,
Do you have a plan if one of you has a health scare? This week it happened to us. My husband had a stroke. He was first at the ER, then an acute care hospital and now in a rehabilitation center. Will be in hospital for at least another 14 days.

Why am I speaking about this? To tell you to talk about the “what ifs” now, not while it is happening.

Do you have a support system? Do you have anyone who can get to you wherever you are? Can you do all things if your spouse is in the hospital? The mundane of RV living-type things. I didn’t always realize the little things that now will be up to me. He will recover but we do not know how much he will regain. We are waiting to get out of crisis time before we make any decisions.

Do you plan to continue RV living, or do you plan to get off-road at that point? Please plan. Know the options. There are going to be health issues that pop up but if you talk about them now, things will not be so mind-boggling. Stay safe. —Lisa Adcox


Thank you for this important message, Lisa. We hope your husband has a complete recovery so you two can continue on your RV adventures. —All of us at

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xctraveler (@guest_256961)
1 month ago

My wife had a fall resulting in a broken hip. We were a couple of hours out of El Paso where the ambulance took her. I followed in the coach. I spent the next month in a convenient RV Park while she recovered from surgery and then moved into rehab. I could have arranged transport through FMCA or travel insurance, but the care was good and we were in constant contact with our boys. When the time came to move on, our son flew in from Virginia and learned how to drive the motorhome on the I10 headed east. We completed her recovery in their yard on a FHU site we maintained there for many years.

Bob M (@guest_256810)
1 month ago

In July I totaled my truck, walked out of the truck no injuries. Stopped at emergency room for checkup. MRI indicated stage 1 Pancreatic cancer. Had to cancel camping reservations, winterize TT and put motorcycle away. Six weeks later I now have half a pancreas and no spline. Start Chemo in two days. Since caught early I should survive. Wife in little of a week gets hip replaced. Medical issues happen quick. Recommend anyone getting an MRI to include pancreas. It also isn’t a bad idea to get a MRI to check for pancreatic cancer. No one in my bloodline had cancer, it was probably from my occupation.

Diane McGovern
1 month ago
Reply to  Bob M

Wow, Bob! Sorry to hear about your truck, but I’m glad that because of it they caught your cancer at an early stage. Good luck with your treatments! And good luck to your wife with her hip replacement. Soooo much to deal with.😕 Best wishes to you both for complete and speedy recoveries so you’ll be back on the road (literally and figurately) soon. Take care. 🤗 –Diane at

Bill Braniff (@guest_256784)
1 month ago

My wife had a stroke 18 months ago. Two months in the hospital. I learned a lot, but now She has had a relapse and has been hospitalized for six weeks and it will be awhile yet before she is able to return home. Thankfully our three kids are grown, but unfortunately they all live 2200 miles away, so I am doing what both a husband and wife must do to carry on. I am getting the hang of it but I don’t like it.
Life has to go on.

Diane McGovern
1 month ago
Reply to  Bill Braniff

So sorry to hear about your wife, Bill. That’s very rough on both of you. It must keep you awfully busy when she is home, doing all of the husband and wife stuff as well as being a full-time caregiver. I hope you’re able to take some time for yourself so you don’t get burned out. That would not be good for either of you. Good luck to you and your wife. 🤗 –Diane at

Calvin Wing (@guest_223026)
9 months ago

As others have mentioned we joined FMCA for just such an event. We also belong to ESCAPEES who have similar resources.
Both are very low cost and I’m told relatively reliable.

MrDisaster (@guest_211906)
1 year ago

We will be updating our health care directives after the holidays (we are stationary for the winter). I have a great health care plan through my former employer. Part of our future planning was to join FMCA. Not only for the information and rallies, but the FMCAssist if needed. We are workcamping in Alaska next summer (so this was a prudent decision and we’re not getting any younger (drat))! The two biggest costs in retirement for fulltimers are fuel and healthcare (maybe vehicle and rig maintenance).

Lorna (@guest_211902)
1 year ago

We had a medical emergency in Mexico. I thought our charge card limits were already enough. However, Medicare doesn’t work in foreign countries, so I had to max out 2 charge cards and 2 ATM cards, move money from savings to pay off accounts and start over the next day! Our secondary insurance paid us back, but healthcare is expensive. We increased our spending limits on our charge cards just for emergencies.

Sandi Pearson (@guest_211907)
1 year ago
Reply to  Lorna

Sad for your experience. For foreign travel, as well as US we carry a permanent travel insurance policy. For an annual fee we are covered for med emergencies, return to US God forbid the unthinkable happens, and even theft…we had a cell phone stolen once and it paid us back on a prorated amount….better than nothing. We use one called roam right but there are many to choose from. Even covers unexpected cancellations for those places that are non refundable…makes the paying up front a little more doable. Check it might be of interest. Safe travels!

C Bunch (@guest_211912)
1 year ago
Reply to  Sandi Pearson

Name of company of your travel insurance policy. Thanks

Sandi Pearson (@guest_211951)
1 year ago
Reply to  C Bunch

Roam Right Travel Ins…
There are others too but this is who we like. They have great customer service, various levels of coverage, single trip and multiple trip 12 month coverage. We have used them since 2014(?) First for single trips out of the US then found an annual policy was more cost effective for us. You can check it on line then call CS for further info.
Just google travel insurance and many others will come up but we like the coverages Roam Right offers.

Lorna Bartlett (@guest_223035)
9 months ago
Reply to  Sandi Pearson

Thanks Sandi! I will check into this insurance. We keep on going… traveling is wonderful! Safe travels to you as well!

Vanessa Simmons (@guest_152009)
2 years ago

Why I am a member of FMCA for the included Assist that will transport me, my pet and my rig home if I need it.

Rob (@guest_151888)
2 years ago

An older couple we know taught us a simple tip to get EMTs to a campsite faster. They were camping far from home when the husband experienced a serious health emergency that rendered him unconscious. His wife called 911 but, in her panicked state, she couldn’t remember the campground name, address, or site number. It took precious time to look up those details. Fortunately, he survived, despite the delay. Their advice to us was to post a sticky note with location information on our RV’s refrigerator door for each campground stay. If the campground is gated after hours, include a management or site host phone number to call for access.

Virginia (@guest_151123)
2 years ago

This is the biggest reason we decided not to full time. Even a one-bedroom condo which would give us something to return to was discussed. Then we actually had a medical emergency and the experience was enough to make the decision for us.

We decided that for us, medical emergencies are stressful enough — they are not the time to be house hunting.

Suellen Jeffrey (@guest_151117)
2 years ago

Please remember to have “ health care directives” completed. This is valuable should you or loved one be suddenly near life’s end. This affidavit relieves the survivor of end of life decision making. I recently lost my best friend and love of my life, having this affidavit stating his wishes was incredibly relieving.

Irv (@guest_150809)
2 years ago

We have a plan with Emergency Assistance Plus that offers:
Medical Evacuation, Medical Assistance, Assistance for Companions, Transportation Home

My wife got a group plan through American Airlines’ AAdvantage program for less than $200 a year. (They claim over 100 other group discounts.)

Mark Hansen (@guest_150794)
2 years ago

I lost my beautiful wife of 39 years to cancer in late September. We were living in our motor home and all set to go. Due to Covid restrictions, I was not allowed to see her until the doctors decided she was terminally ill. Although it was not needed, a legal affidavit for medical decisions might be a good thing to have for each other. If you or your significant other is unable to speak for themselves this legally directs medical staff that you have the decision making process.

Retired Firefighter Tom (@guest_150803)
2 years ago
Reply to  Mark Hansen

Ask your health care provider or local hospital for a “Power of Attorney – Health Care” form. Go over it with someone who knows what the various phrases mean and what the possible outcomes are. You need two witnesses to sign the form to verify that you and your spouse signed the form in their presence. It really helped when my wife went from ‘dementia’ to ‘Alzheimer’s’.

Tommy Molnar (@guest_150766)
2 years ago

We found while staying in an RV park down in Houston close to the hospital I was being treated at, that many in the park became our ‘family’ as time went on. Many were there for the same reasons, at the same hospital. It made it considerably easier, especially on my wife when I was actually in the hospital for 30 days, to have folks who understand your problems and can truly sympathize.

A Klein (@guest_150742)
2 years ago

My husband and I are in our 70’s in relatively good health. Husband started having hip/back issues that were exasperated when he drove. So we moved up our timetable and bought a house in a 55+ community nearer family and will summeer there and winter in Florida in our motorhome until such time we can’t.

Micheal Whelan (@guest_150669)
2 years ago

Thank you for the reminder on this important subject. We will update our plan before we head south this year. We are members of FMCA which has an informal system to help our their members under these circumstances until they can acquire definitive care. We need to review the procedures so we know who and where to call if this happens. Also we will again discuss whether or not we will continue to RV. I pray for your husbands fast recovery so you can get on with your lives. Hope to see you on the road.

Lisa Adcox (@guest_150703)
2 years ago
Reply to  Micheal Whelan

Thank you very much. This ordeal started Oct 25th. There is a possibility of him coming home on Monday or Tuesday. The whole In House Rehabilitation Team have a meeting Monday to see where he is and if he needs longer. We were lucky that I seen the signs and we acted fast. In 24 hours our oldest daughter had arrived to be that support person. Her job allows her to work from anywhere. She is back home now and my support has been people here in RV Park where Rick has been doing Electrical, Plumbing and Remodeling.
It could of been far worse. Thanks to all who offered prayers and well wishes.

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